我们的产品
我们精心打造了四款价格实惠、保障完善的保险计划，旨在为留学生们的健康生活提供坚实后盾。
Elite
$129.90/30 DaysUnder 25
Prime
$106.20/30 DaysUnder 25
Choice
$89.70/30 DaysUnder 25
Preferred
$73.50/30 DaysUnder 25
Basic
$57/30 DaysUnder 25or$54/30 DaysUnder 25
| Download Policy | |||||
| Deductible (Preferred Provider) | $0 Per Policy Year | $100 Per Policy Year | $500 Per Policy Year | $100 Per Policy Year | $100 Per Policy Year |
| Maximum Benefit (For each Injury or Sickness) | No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit | $500,000 | $500,000 |
| Coinsurance (Preferred Provider) | 90% except as noted | 80% except as noted | 80% except as noted | 80% except as noted | 80% except as noted |
| Out-of-pocket Maximum (Preferred Provider) | $5000 Per Policy Year | $6350 Per Policy Year | $7350 Per Policy Year |  |
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| Pre-existing Waiting Period | |
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12 months |
| Preventive Care Services | 100% of Perferred Allowance | 100% of Perferred Allowance | 100% of Perferred Allowance | No Benefits | No Benefits |
| Prescription Drugs (UnitedHealthcare Pharmacy) | $15 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$15 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$25 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$20 Copay - Tier 1 40% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
No Benefits for UHCP |
| Routine Eye Exam | $100 Maximum | $100 Maximum | |
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| Vision Care Supplies | $100 Maximum | $100 Maximum | |
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立即购买
Elite
$129.90/30 Days
| Download Policy | |
| Deductible (Preferred Provider) | $0 Per Policy Year |
| Maximum Benefit (For each Injury or Sickness) | No Overall Maximum Dollar Limit |
| Coinsurance (Preferred Provider) | 90% except as noted |
| Out-of-pocket Maximum (Preferred Provider) | $5000 Per Policy Year |
| Pre-existing Waiting Period |
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| Preventive Care Services | 100% of Perferred Allowance |
| Prescription Drugs (UnitedHealthcare Pharmacy) |
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Prime
$106.20/30 Days
| Download Policy | |
| Deductible (Preferred Provider) | $100 Per Policy Year |
| Maximum Benefit (For each Injury or Sickness) | No Overall Maximum Dollar Limit |
| Coinsurance (Preferred Provider) | 80% except as noted |
| Out-of-pocket Maximum (Preferred Provider) | $6350 Per Policy Year |
| Pre-existing Waiting Period |
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| Preventive Care Services | 100% of Perferred Allowance |
| Prescription Drugs (UnitedHealthcare Pharmacy) |
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Choice
$89.70/30 Days
| Download Policy | |
| Deductible (Preferred Provider) | $500 Per Policy Year |
| Maximum Benefit (For each Injury or Sickness) | No Overall Maximum Dollar Limit |
| Coinsurance (Preferred Provider) | 80% except as noted |
| Out-of-pocket Maximum (Preferred Provider) | $7350 Per Policy Year |
| Pre-existing Waiting Period |
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| Preventive Care Services | 100% of Perferred Allowance |
| Prescription Drugs (UnitedHealthcare Pharmacy) |
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Preferred
$73.50/30 Days
| Download Policy | |
| Deductible (Preferred Provider) | $100 Per Policy Year |
| Maximum Benefit (For each Injury or Sickness) | $500,000 |
| Coinsurance (Preferred Provider) | 80% except as noted |
| Out-of-pocket Maximum (Preferred Provider) |
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| Pre-existing Waiting Period |
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| Preventive Care Services | No Benefits |
| Prescription Drugs (UnitedHealthcare Pharmacy) |
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Basic
$57 or $54/30 Days
| Download Policy | |
| Deductible (Preferred Provider) | Option of $100 or $500 Per Policy Year |
| Maximum Benefit (For each Injury or Sickness) | $500,000 |
| Coinsurance (Preferred Provider) | 80% except as noted |
| Out-of-pocket Maximum (Preferred Provider) |
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| Pre-existing Waiting Period | 12 months |
| Preventive Care Services | No Benefits |
| Prescription Drugs (UnitedHealthcare Pharmacy) | 12 months |
